The Corporation for Interest Rate Management | CIRM | Helping smart borrowers borrow smarter.

An Overview of The CIRM

The CIRM (The Corporation for Interest Rate Management) provides financial advice to real estate developers and corporate borrowers.  Our firm’s name says exactly what we provide to our clients – advice on managing interest rate risk.  We provide our services over time with the objective of minimizing your borrowing costs. 

Interest rates fluctuate.  They go up...and down.  We are different from banks and brokers who make money from derivative products.  For them, every day is a good day for you to do some rate protection.  That is not true!

Many rate protection products are zero-sum games – for every dollar made, there is a dollar lost.  Listen to someone who gains from your transaction and guess which side of the zero-sum game you will be on.

Borrowers can end up with expensive “Rate Protection.”  What costs have you incurred needlessly? What opportunities have you unknowingly passed up? Timing is important. The best swap quote will not come close to compensating you for our experience in this area of your business – your capital costs.

We have been providing our services since 1981.  We offer you more than two decades of experience and expertise.  All of that experience and expertise is directed toward saving you money. 

Our clients receive outstanding value. If you are a borrower, you will be better off by engaging The Corporation for Interest Rate Management. We have a long list of clients who will tell you exactly that!

Photo ©2005 by Louis P. Delaura