Your Choice
As a borrower seeking capital to fund major projects, you have essentially two choices: Either you can get a loan, and then acquiesce to further requirements designed to protect the lender against unfavorable moves in interest rates. Or you can obtain the loan with a plan to manage the interest-rate risk, thereby putting your needs first. In our experience (25 years), a borrower does far better – greater financial flexibility at substantial savings – with the second choice.
The Buyer's Protection Checklist begins to suggest why. What we call Macro-Managers tend to think about interest rate moves from a lender’s perspective: "buy protection, the more the better." CIRM is a Micro-Manager. We recognize that interest rate moves can also bring opportunities. In a number of forms. We have seen, and tapped into, them all. We can help you do the same. It’s your project.
